A disability is a physical limitation that affects a worker’s ability to earn maximum wages at available work suitable to his qualifications and training. Is the disability work related or is it from a pre-existing condition.
Injuries that are not related to a work injury are not covered. Generally, what is in dispute in Pennsylvania is whether the injury causes a wage loss and whether the condition is related to a work injury. In New Jersey, it is the extent of injury. There is no cap in either state, and long-term care for physical therapy is covered. Chronic conditions that are caused by a work injury would be covered.
You should know that many Pro Sports offer pension plans. You should contact your union to determine what sort of benefits are available.
Settlements in both states must be approved by the worker compensation judge. In NJ the amount of the lump-sum is based on the ratings received from medical evaluations. In PA the lump-sum is base on exposure for past and future wage loss and/or exposure for future medical expenses. Settling medical is possible in NJ as well in cases where liability is questionable.
What’s the best option for you? Contact a pro sports injury lawyer to find out what is available for
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