You were following the rules of the road and driving safely at the time of the accident. You maintained a safe vehicle and car insurance as required by the Commonwealth of Pennsylvania. Yet, you were injured in a car crash. Worse, you were injured by a driver who did not drive safely and who did not maintain legally required car insurance. Now what? Why should you be stuck paying the bills for someone else's negligence and why aren't uninsured motorists held accountable for their actions?
Let's consider each of those questions separately. First, you may not be stuck paying the bills if you were not at fault for the accident. It is important to check your own car insurance policy. You may have uninsured motorist coverage that will cover your damages. Your car insurance rates will not go up if you file an uninsured motorist claim and you may get the relief you need.
Second, uninsured motorists may be held accountable for their actions. There may be legal penalties such as a license or car registration suspension or fines for failing to maintain legally required insurance when operating a motor vehicle.
To find out more about your rights and potential recovery, please contact an attorney experienced handling uninsured motorist claims who will zealously advocate for your fair recovery.