If you live with someone who is covered by Pennsylvania limited tort insurance then you may be considered to have limited tort insurance under some circumstances.
Generally, if you are the spouse, child, or another relative who lives in the same household as the limited tort policyholder then you may be considered to have limited tort insurance coverage unless you have purchased your own full tort insurance policy.
If limited tort insurance coverage applies to you because you live in the same household as the policyholder, then the same rules of limited tort apply to you. In other words, you may be able to recover full noneconomic damages for pain and suffering if you qualify for one of the limited tort exceptions.
If you know someone who has been hurt in a Pennsylvania car accident then please share this information with that person so that he or she understands what his or her rights may be after the crash.