In Pennsylvania, you do not have the right to directly sue the defendant's insurance company.
That said, you are not left without the potential for compensation for your medical expenses, out of pocket costs, lost wages and pain and suffering if you have been hurt as a passenger in a Pennsylvania traffic accident. Instead, you bring a claim against the defendant and they turn that claim into their insurance carrier.
If the defendant does not have adequate insurance to settle your claims, you may be able to sue your own insurance company provided that you carry underinsurance coverage.
Passengers often suffer significant injuries during automobile accidents in PA. You may not have to suffer the financial burden of those injuries in addition to the physical pain.
You need an experienced Pennsylvania auto accident lawyer to help you determine your rights. Call an attorney today to set up a free consultation and to learn more about your rights and your potential legal recovery.