The type of insurance claim that you file after a Pennsylvania car accident depends on the elections that you made on your insurance policy at the time of purchase. That insurance contract, together with the insurance contract(s) held by the driver who caused your crash will determine your financial compensation after an accident.
At the time that you signed your insurance contract you had important decisions to make. For example, you had the opportunity to elect limited tort or full tort coverage and you had the choice of whether to pay for uninsured motorist coverage. If you elected limited tort and uninsured motorist coverage then you may be able to recover damages if you are hurt in an accident with an uninsured driver. However, those damages may be limited and it is important to speak with an experienced Pennsylvania accident attorney about your rights and potential recovery.
You need an experienced Pennsylvania auto accident lawyer to help you determine your rights. Call an attorney today to set up a free consultation and to learn more about your rights and your potential legal recovery.
It is also important to speak to your insurance agent and to carefully consider your options when you renew your insurance contract.